Accident, Sickness and Unemployment Insurance is a policy which covers you should you be no longer able to continue working because you have been involved in an accident, become sick or have been made redundant / unemployed by your employer through no fault of your own.
This pays you a tax free monthly income and can be used to continue paying any loan repayments, mortgage payments, debts repayments, credit agreements etc you may have whilst you are unable to work.
It usually pays for 1 to 2 years and is also sometimes known as Mortgage Payment Protection Insurance.
If you are self employed then you can still easily obtain accident, sickness and unemployment insurance for smokers however, when making a claim you will have to show that your business has officially been closed and ceased trading and you have registered as unemployed with the appropriate government departments.
Here at Life Insurance for Smokers, we compare quotes from the whole of the UK’s insurance market finding you the best and most suitable policies to suit your requirements.
All our protection advisors are fully qualified and are more than happy to guide you through the whole process and answer any questions you may have.