Critical illness insurance for smokers is an insurance policy which pays out should you be diagnosed with certain critical illnesses such as certain cancers, heart attack, stroke etc.
What critical illnesses that are covered is dependent upon which Insurance Provider you policy is taken out with.
How many critical illnesses you are covered for depends upon the insurance provider but they are all legally obliged to cover what is known as the ‘Association of British insurers’ conditions and most insurance providers cover extra illnesses to these.
Smokers critical illness cover pays you a lump sum of money upon diagnosis of a critical illness (dependent upon which critical illnesses are cover in your policy documentation)
This can then be used to pay off your mortgage or continue with your monthly payments whilst you are out of work.
It can also be used to cover any debts, ongoing loan payments etc or can even cover any specialist medical care should you require it.
When you fill in our Critical illness insurance for smokers quote form we will compare the whole of the insurance market searching for the cheapest and most suitable quotes for you.
All our policies are sold on an advised basis by our fully qualified advisors so you can be sure you are receiving the best possible protection advice and help in choosing the best Smokers critical illness insurance policy possible.